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tamin al-masuliyya
liability insurance
Liability insurance (تأمين المسؤولية) is a type of insurance coverage that protects individuals or businesses from financial responsibility for injuries, damages, or claims caused by their actions or negligence. This insurance is essential in both personal and commercial contexts, covering legal costs and compensation payments. It is widely used across industries and is often legally required for certain professions and business operations.
Worksheets, games, and lesson plans for Years 1-11
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يجب على كل مالك سيارة أن يحصل على تأمين المسؤولية قبل قيادة السيارة على الطريق العام.
Yajib ala kull malik sayyara an yahsul ala tamin al-masuliyya qabl qiyada al-sayyara ala al-tariq al-amm.
Every car owner must obtain liability insurance before driving a vehicle on public roads.
توفر وثيقة تأمين المسؤولية حماية مالية ضد الدعاوى القضائية والتعويضات.
Tawfir wathiqat tamin al-masuliyya himaya maliyya did al-daway al-qadaiyya wa-al-taawidhat.
A liability insurance policy provides financial protection against lawsuits and compensation claims.
ترفع شركتنا أقساط تأمين المسؤولية لأنها تغطي نطاقاً واسعاً من المخاطر.
Tarfa sharikituna aqsaat tamin al-masuliyya li-annaha taghtti nataaqan waasi min al-makhatir.
Our company increases liability insurance premiums because it covers a wide range of risks.
بدون تأمين المسؤولية، قد تواجه الشركات الصغيرة خسائر مالية فادحة من الحوادث غير المتوقعة.
Bidun tamin al-masuliyya, qad tuwajih al-sharikaat al-saghira khasa'ir maliyya fadiha min al-hawadith ghair al-mutawaqqa.
Without liability insurance, small businesses may face catastrophic financial losses from unexpected accidents.
تتطلب معظم العقود التجارية وجود تأمين المسؤولية كشرط أساسي للتعاون.
Tattalib muatham al-oqud al-tijariyya wujud tamin al-masuliyya ka-shart asasi li-al-taawun.
Most commercial contracts require liability insurance as a fundamental condition for cooperation.
In the Arab world, liability insurance has become increasingly important as businesses modernize and commercial activities expand. Many Middle Eastern countries now legally mandate certain types of liability insurance for vehicles, construction companies, and healthcare providers. The concept reflects growing awareness of financial responsibility and legal accountability in modern business practices, though implementation and enforcement vary significantly across different countries and regions.
When using this term, remember that 'تأمين' means insurance and 'المسؤولية' means responsibility or liability. The phrase is used as a complete compound noun, so you would typically use the singular form with the definite article. In business contexts, you might also hear variations like 'تأمين المسؤولية المهنية' (professional liability insurance) or 'تأمين مسؤولية المنتج' (product liability insurance) to specify the type of coverage.